Bread Crumb Trail

Banking & Saving Savings Accounts

dragondirect directsaver

Features

Interest Rate:
5.75% p.a.
Minimum Balance:
$1
Monthly Fee:
$0 p.m.

Account Description

  • 5.75%p.a for customers who hold an internal nominated account
  • 5.65%p.a for customers who hold an external (non-STG) nominated account
  • No fees
  • No minimum balance
  • Instant funds transfer if linked to St.George account
  • Unlimited fee-free phone and Internet banking
  • Interest calculated daily & paid monthly
  • Open up to 15 multiple directsaver accounts
  • Use it as your DIY Superannuation.

NAB iSaver

Features

Interest Rate:
5.25% p.a.
Minimum Balance:
$1
Monthly Fee:
$0 p.m.

Account Description

With NAB iSaver no matter what the balance is you earn a great high rate of 5.25%p.a, and there’s no "limited time only" conditions. However fees may apply on your linked transaction accounts. Get instant access to your funds 24/7 without the temptation of ATM access. Instead transfer your funds into an eligible NAB everyday banking account using NAB Internet Banking or NAB Telephone Banking, from which you can transact in all the usual ways.

  • Interest Rate of 5.25% p.a
  • Interest is calculated daily and paid monthly
  • Open an account with $1
  • Pay no transaction or account keeping fees
  • Make unlimited deposits and withdrawals
  • No Direct ATM withdrawal instead withdraw via transfer to other account or beneficiary.

Suncorp E-Options

Features

Interest Rate:
4.75% p.a.
Minimum Balance:
$1
Monthly Fee:
$0 p.m.

Account Description

eOptions is ideal for people looking to boost their savings, or are looking for smarter ways to get ahead. An eOptions account is ideal if you are saving for a particular goal (kids education, a holiday, deposit for a house).

eOptions is also ideal for Investors looking for stable returns.

  • Earn up to 4.75% p.a. in high interest
  • No monthly account keeping fees
  • No minimum balance or deposit
  • Interest calculated daily
  • You can access your money by transferring over the internet, from your eOptions account to your everyday account.
  • You can then withdraw your savings from this account at any time.
  • To help you save Suncorp will not be issuing you with an ATM card with this account.

Suncorp Everyday Options

Features

Interest Rate:
4.75% p.a.
Minimum Balance:
$1
Monthly Fee:
$0 p.m.

Account Description

This all-in-one savings account is a full access account that gives you unlimited options by combining your transaction needs and savings needs together. You have access to your money when you need it, helping to better manage your lifestyle and makes budgeting even easier.

  • Earn 4.75% p.a. by linking your Everyday Options account to a No minimum balance or deposit amount.
  • Unlimited access in-branch and through Phone and Internet Banking.
  • Account access with Visa Debit card.

St. George Power Saver

Features

Interest Rate:
4.75% p.a.
Minimum Balance:
$5,000
Monthly Fee:
$0 p.m.

Account Description

  • No monthly account fees
  • Unlimited fee free online and phone transactions
  • Instant access via branch and ATM/EFTPOS+
  • Choose a Deposit Only Card, so you won’t be tempted to access your savings at an ATM

Transaction Fees

No Monthly Account Fees

HSBC Serious Saver

Features

Interest Rate:
4.75% p.a.
Minimum Balance:
$1
Monthly Fee:
$0 p.m.

Account Description

Whatever your savings goals, HSBC's Serious Saver can help you grow your

money with a high 4.75%p.a. so you can reach it sooner. Save your money for more important things with great features:

  • 4.75%p.a. every month you don't withdraw
  • Maximum deposit $1million
  • No monthly account keeping fee
  • 24/7 online access
  • Link to your current bank account

Macquire Bank Term Deposit

Features

Interest Rate:
5.50% p.a.
Minimum Balance:
$10,000
Monthly Fee:
N/A

Account Description

If you wish to withdraw funds from your Account before the agreed maturity date, this will be at our discretion and a fee will be charged.

  • Minimum opening balance $10,000
  • Terms and Rates:
  • 1 month: 3.75%
  • 3 months: 5.50%
  • 6 months: 4.50%
  • 9 months: 4.25%
  • 1 year: 4.25%
  • Interest is calculated at an Interest Rate which is fixed for the duration of your Term Deposit.
  • Interest is paid on maturity unless otherwise agreed.

BankWest tddirect

Features

Interest Rate:
5.50% p.a.
Minimum Balance:
$1,000
Monthly Fee:
$0 p.m.

Account Description

With up to 5.50%p.a., the bankwest tddirect online term deposit offers a fantastic return, plus you can choose the term that best suits you. Compare that with the big banks! BankWest Term Deposits are ideal if you are looking for the security of a fixed rate of return over a specific period of time.

  • Up to 5.50%p.a.
  • Absolutely no fees
  • Choice of 3, 6 and 12 month terms
  • 3 month = 5.50%p.a
  • 6 month = 4.50%p.a
  • 12 month = 4.00%p.a
  • 10-day grace period upon maturity to decide what you want to do with your money - Low minimum opening deposit of $1,000